Teaching Kids About Finances

First-Time Filer? A Millennial’s Guide To Doing Your Taxes

Posted by on 6:34 am in Uncategorized | Comments Off on First-Time Filer? A Millennial’s Guide To Doing Your Taxes

If you’ve never filed income taxes before, it can be hard to know what you’re doing. As the end of tax season approaches, time is running out to get this task done. But don’t worry, it’s not as hard as it might sound. Here’s an easy guide to how you can file your taxes and what to expect. What You’ll Need Sometime in January or early February, you should receive a Form W-2 from each employer you worked for in the prior year. If you don’t receive one, contact the employer’s payroll department to...

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3 Reasons To Hire A Financial Planner Before Having A Child

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If you are thinking about having a child, you might be planning a trip to the doctor’s office, not to a financial planner’s office. However, it’s actually smart to hire a financial planner before having a child. These are three of the main reasons why. 1. Get Your Financial Ducks in a Row Before Your Child is Born For a family in the United States that had a middle income, the average cost of raising a child from birth until age 18 costed an average of $245,340 in 2013. Obviously, this isn’t chump change, and many of...

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Answering A Couple Of Debt Consolidation Questions

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When a person is unfortunate enough to experience financial hardships, it can be an extremely stressful and frightening situation. This can be especially true fo those that have found themselves struggling with debts. Aggressive debt collectors can take drastic actions to collect payment, such as filing lawsuits or garnishing wages. Fortunately, debt consolidation can be an excellent way of addressing these issues, but if you have never seriously considered this option, learning the answers to the following couple of questions may help you to...

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Tips For Cleaning Gold Before Selling It

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Gold has an unmistakable shine that draws the eye to it when it’s clean and in good condition. Before you go to sell your gold, you probably want to make sure it’s clean and looking its best. That way, you can feel confident showing off the pieces and revealing them to potential sellers. Try these tips for cleaning your gold before you put it up for sale. Gather Cleaning Supplies First Before you attempt to clean your gold pieces, it’s very important to gather everything that you need to thoroughly clean them all in one...

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Add These Two Interesting Wartime Coins To Your Collection

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One of the most interesting aspects of coin collecting is how it connects one to past historical events. This article will introduce you two coins that played a part in major global wars. The first one is an ancient coin that was in circulation during the Peloponnesian war. The second coin is a modern coin that was minted during World War II. Each coin has an interesting history tied to the war that will enrich your collection. Bronze Drachma Circa 430-401 B.C. The Peloponnesian War was fought between Sparta and Athens. The cost of the war...

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3 Ways To Help Your Loved One Make Bail

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Do you have a loved one who has recently been arrested? Are you looking for a way to get them out of jail as quickly as possible? Having a loved one in jail can be a stressful experience. Even if they may have committed the crime for which they are accused, you probably want them back home and in a safe environment. Most defendants are given the opportunity to post bail, which is an amount of money the court collects to ensure the defendant will show up at all future court appearances. If you don’t have the cash available to post bail,...

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Answering Common Questions About Using Payroll Services

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Paying your enterprise’s employees is one of the most important tasks that you can do as a business owner. Unfortunately, this aspect of managing a company can be extremely time-consuming, but it is important to note that there are payroll service providers that can help your enterprise to complete this basic function. If you have only recently started to consider using payroll service providers, learning the following couple of questions and answers about these services may help you to better weigh this option for your enterprise. Why...

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Responsible Use Of Payday Loans

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Payday loans are considered by some to be controversial. You may have heard criticism of these loans as being expensive and not appropriate for everyone. That is true. This type of loan is not for everyone nor every situation. However, when used as they are intended, payday loans offer an easy and important option when you are facing financial difficulties. As long as you do not abuse payday loans, they can be a good choice for you. Bad Credit If you have bad credit, often due to circumstances beyond your control, getting a credit card or a...

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Four Advantages To Maintaining A Real Estate Blog For Investors

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As a real estate investor, your time is valuable. So maintaining a blog may seem like a time-consuming chore, but there are many reasons why it can be an incredibly powerful tool. For modern professionals, web presence is everything. A real estate blog lets you manage and maintain your web presence, in addition to reaching out to potential clients. 1. Bring Customers to You Many individuals interested in investing in property will first look up information regarding the market and its pressures. By having a diverse and geographically targeted...

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Taking The Home Office Deduction On Your Taxes? 3 Steps To Protect Yourself From An Audit

Posted by on 8:49 am in Uncategorized | Comments Off on Taking The Home Office Deduction On Your Taxes? 3 Steps To Protect Yourself From An Audit

If you’ve taken the leap from a brick-and-mortar job and set up shop in your own home, you’ll want to make sure you’re prepared for tax season. This is especially important if you plan on utilizing the home office deduction to reduce your tax liability. The home office deduction is a great way to keep more of your hard-earned money, but you need to make sure you’re ready if the IRS decides to audit you. Here are three steps that will help you pass the home office test. Prove Exclusive Use of Space If you plan on taking...

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